Amber Heard’s Situation Just Went from Bad to Worse: Insurer Refuses to Pay Her Legal Fees


According to Fox 11 Los Angeles, actress Amber Heard held a $1 million liability policy with New York Marine and General Insurance Co., but the coverage did not cover “willful” misbehavior, which is what the jury in the defamation case concluded she was liable for. The insurance provider also stated that the jury had determined that Heard’s libelous statements about Depp were “malicious” and “willful.”


Heard, who has reportedly become “broke” as a result of her extravagant spending and rising legal costs, was apparently depending on her homeowner’s insurance policy to pay for the expense of her legal representation in the Depp v. Heard lawsuit. While it is common to use your homeowner’s insurance policy in a defamation case, most policies have a clause that stipulates judgment costs will not be covered. Similarly, most car insurance policies won’t cover damages for a DUI related accident.


So now the 36-year-old actress hurting for cash, according to multiple sources, the bill for Heard’s attorney was mostly footed by her insurance company under terms of the actress’s insurance policy, sources said.


But as the NY Post reports, that may not help Heard any longer, now that she has lost the case:

“A lot of insurance policies provide coverage for defamation but they have an exclusion in, which says ‘We will not cover any intentional wrongdoing,’ ” [Virginia lawyer Jeremiah] Denton said. “In order to win a defamation case against a public figure, you have to show intentional wrongdoing. Sometimes what it requires to get the judgment kicks you out of the policy that may pay for the judgment. That’s the dilemma.”


In 2018 Heard wrote an op-ed for the Washington Post where she characterized herself as a victim of domestic abuse. Johnny Depp claimed that this damaged his reputation because it implied he was her abuser and he filed a defamation suit against her. The jury found in favor of Depp on all three of his defamation allegations at the conclusion of the widely reported trial, giving the actor $10 million in compensatory damages after determining that the Aquaman actress had indeed defamed Depp and “acted with actual malice.”


See Also: Amber Heard Now Faces Perjury Charges in Australia


Now, New York Marine and General Insurance Co. is requesting that a federal judge issue an order absolving the insurer of any obligation to pay for Heard’s defense in the defamation case, and to absolve it of any obligation to pay the multimillion-dollar judgment Depp won against her, and of any obligation to pay any costs of ongoing litigation associated with an appeal.


Now Amber Heard is asking a judge to throw out the $10.35 million verdict against her.


On the heels of the perjury charges she faces in Australia, her situation has gone from bad to worse, and it appears all this “bad luck” is of her own making. 

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Karina Smitt

I'm not as much of a "CoMiCs NeEd MoAr DiVeRsItY & iNcLuSiOn" advocate as my girlfriend often is, but we both love funny books, crispy bacon, straight bourbon and hip hop. Add yet, we never vote the same, so we cancel each other out... and that works perfectly in my book!